At Eden Core, (hereinafter referred to as “we”, “our”, “us”, or “Eden Core’’) accessible from www.Eden Core.com, one of our main priorities is the privacy of our data subjects. This privacy policy (“Policy”), together with our Terms of Use, and any other documents referred to in it, sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us. If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.

Consent

By visiting our website, you hereby consent and agree to the terms and conditions in this Policy. If you do not agree to this Policy, please do not access our website.

Information we collect

The personal information that you are asked to provide, and the reasons why you are asked to provide it, will be made clear to you at the point we ask you to provide your personal information. If you contact us directly, we may receive additional information about you such as your name, email address, phone number, the contents of the message and/or attachments you may send us, and any other information you may choose to provide. When you create an Account, we will ask for your contact information, including items such as name, bank account details, financial information such as credit/debit card numbers address, email address, BVN Account Numbers, employment information, salary information and telephone number.

Information We Collect from Credit Reference Agencies on your behalf

If you register to use our services, we will obtain your credit score and credit report from one or more Credit Rating Bureau on your behalf.

How we use your information

We use the information we collect in various ways, including to: to carry out our obligations arising from any contracts entered into between you and us and to provide you with the information, products and services that you request from us to provide you with information about other services we offer that are similar to those that you have already purchased or enquired about Provide, operate, and maintain our website Improve, personalize, and expand our website Allowing our loan servicing partners to process your payments Understand and analyze how you use our website Develop new products, services, features, and functionality Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes Send you emails Find and prevent fraud

Disclosure Of Your Personal Information

You agree that we have the right to share your personal information: with any of our affiliated companies and service providers with financial service providers Credit Rating Bureaus Background Check agencies, to verify identity Sub Processors such as SystemSpecs, Paystack, Flutterwave and Nigerian Interbank Settlement System(NIBSS) Product providers, such as our business partners who offer you credit cards, loans, car finance, mortgages, insurance, pensions, investments and other related products. with non-financial companies, such as email service providers that perform marketing services on our behalf, and fraud prevention service providers that use the information to provide services to us with a non-affiliated third-party to access and transmit your personal and financial information from a relevant financial institution. You grant the third-party the right, power, and authority to access and transmit this information according to terms of their privacy policy with selected third parties including business partners, suppliers and sub-contractors for the performance of any contract we enter into with them or you with third parties to whom we may choose to sell, transfer or merge parts of our business or our assets or alternatively, acquire all or parts of their businesses in response to a request for information, if we are required by, or we believe disclosure is in accordance with, any applicable law, regulation or legal process; and with relevant law enforcement officials or other third parties, such as investigators or auditors, if we believe it is appropriate to investigate fraud.

Do you want to get a loan? Follow these simple steps

• Sign up as a Lender Simply click on the “Get Started” button, fill in your details and create an account
• Upload all KYC documents From the dashboard, navigate to the settings page and verify your account by uploading all documents required.
• Get Verified After uploading is done, your documents will undergo a verification process in seconds
• Start lending via our platform Once verified, your account become active and you can now start doing all the fun stuffs.

Get a Loan

Basis for Processing your Personal Information

Processing of Personal Information by Eden Core shall be lawful if at least one of the following applies:

• the Data Subject has given consent to the processing of his/her Personal Information for one or more specific purposes
• the processing is necessary for the performance of a contract to which the Data Subject is party or in order to take steps at the request of the Data Subject prior to entering into a contract
• processing is necessary for compliance with a legal obligation to which Eden Core is subject
• processing is necessary in order to protect the vital interests of the Data Subject or of another natural person; and
• processing is necessary for the performance of a task carried out in the public interest or in exercise of an official public mandate vested in Eden Core.

For the purpose of this Privacy Policy, consent means any freely given, specific, informed and unambiguous indication of the Data Subject's wishes by which they, through a statement or a clear affirmative action, signify their agreement to the processing of Personal Information relating to them.

Transfer To Third Parties

We may provide other users with your personal information to complete a transaction. Such information may include your name, account identity, contact details or such additional information required information for the transaction.

Log Files

Eden Core follows a standard procedure of using log files. These files log data subjects when they visit websites. All hosting companies do this and a part of hosting services' analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, tracking users' movement on the website, and gathering demographic information.

Cookies and Web Beacons

Like any other website, Eden Core uses 'cookies'. These cookies are used to store information including data subjects' preferences, and the pages on the website that the data subject accessed or visited. The information is used to optimize the users' experience by customizing our web page content based on the data subjects' browser type and/or other information. This helps us to provide you with a good experience when you access our website and allows us to improve our site. You can set your browser to refuse all or some browser cookies. If you disable or refuse cookies, please note that some parts of this Website may become inaccessible or not function properly.

Google DoubleClick DART Cookie

Google is one of a third-party vendor on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to www.website.com and other sites on the internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URLhttps://policies.google.com/technologies/ads

Our Advertising Partners

You may consult this list to find the Privacy Policy for each of the advertising partners of Eden Core.

Our Advertising Partners

You may consult this list to find the Privacy Policy for each of the advertising partners of Eden Core. Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on Eden Core, which are sent directly to users' browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites that you visit.

Note that Eden Core has no access to or control over these cookies that are used by third-party advertisers.

Third Party Privacy Policies

Eden Core's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

Please check these policies before you submit any personal data to these websites or use their services.

You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers' respective websites.

Your Legal Rights

You have the right to:

• Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
• Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
• Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
• Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
• Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios:
  • If you want us to establish the data’s accuracy.
  • Where our use of the data is unlawful, but you do not want us to erase it.
  • Where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims.
  • You have objected to our use of your data, but we need to verify whether we have overriding legitimate grounds to use it.
• Request the transfer (data portability) of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
• Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us: [email protected].

Data Security and Retention

We deploy strict physical, electronic, and administrative security measures to protect your information from access by unauthorised persons, against unlawful processing and foreseeable hazards and breaches when online. We will retain your data for as long as necessary for the said purpose of the processing, and after that, we will keep your data as long as the law requires.

Children's Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity. EdenCore does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.

Changes To This Policy

We may periodically update this Policy without notifying you, but we will display a conspicuous notice on this website to inform you of any significant changes to our Policy. Please check back frequently to see whether there are any updates or changes to this Policy.

Contact Us

If you have any questions about this privacy policy or our privacy practices, please contact us: [email protected].